About us 

Lean more about our company and what we do.

Who we are and company history
Houston Tx, Headquarter
Americap Direct is headquarters in Houston, Tx. Our Private Lender Network is currently licensed in all 50 states. We have Agents in every state for your convenience.  We are solution oriented. Each transaction is unique, and needs to be treated with a specific targeted solution in mind. This is what separates Americap from other Investor underwriter. Americap has the experience to structure and place complicated files for funding with top Bond sponsors, Joint Venture capitalist, hard money and conventional banks. Our team of professionals have been in the commercial finance world for many years, and focus only on transactions that require a personal touch due to difficult or unusual circumstances. Locations: Houston TX, Chicago, IL, New York, NY.  and satellite offices Nationwide.
Americap Direct was formed in 2010 to deal with the changing and complex commercial market. We are bonded,  and insured, with a A+ rating with BBB. Our expert financial consultants, Independent MBA certified advisor, underwriters, and financial analyst will perform a complete analysis of the project. We provide special attention to specialty projects. Our philosophy is take the time to learn our clients business so we can become a source of financial advice in addition to capital. Mid Market to Very Large Corporations and Real Estate Developments use Americap Direct resources for financial consulting and their direct source of capital both domestically and internationally. We are the key to funding your project, our investors, hard money groups, private equity partners and hedge fund group task us with loan structuring, financial advising, and underwriting complex files to meet or exceed their requirements for funding. WE DO NOT CHARGE UPFRONT FEES. FREE FILE EVALUATION. WE CHARGE ONLY A CONSULTING FEES OR  SPECIALTY SERVICE FEES. Third party report fees paid to lender or escrowed into designated third party escrow account.
                                                                                                               Our Mission and Services

It is well known in today's commercial lending markets and Alternative funding markets can be tough to secure a bonafide Lender, that will perfrom ina timely manner. We navigate with our direct lending institution, and comply with their ever changing  guidelines to follow. Our experience and relationships with today’s capital markets allow us to effectively analyze each financing request and place the loan with the proper lender. We underwrite every file in-house with our experience team of MBA Certified commercial underwriters to facilitate the process. Our approach saves our clients valuable time, while ensuring the most competitive terms in the market. You will no longer have to familiarize yourself with a new lending institution every time you need a loan.

We maintain a vast network of lenders for all types of commercial financing. Our capital sources include:

  • Agency Lenders, Life Insurance Companies, CMBS Lenders, Pension Funds
  • National, Regional, Local, and Community Banks, Credit Unions
  • Venture and Private Equity Funds
  • Government affiliated institutions such as USDA and SBA
  • Hard money and Alternative funding
  • Joint venture 

Whether you are seeking a 20 year fixed rate for a large commercial property, bridge loan, alternative funding, credit enhancement, proof of funds, a mini perm loan for a development project, or a line of credit to make a seasonal inventory purchase, we can arrange the proper financing. Our service includes the following (1) File structure and financial analysis (2) Commercial loan consulting (1) two loan offers, (2) Up to two term sheets (3) facilitate and coordinate process with Lender's underwriter, while effectively providing the required documents .

Many of Americap’s clients are referrals from banks who turned down the client’s initial loan request. We get them approved through other banks and alternative lending institutions from within our large network. We are able to do this due to our deep experience with a vast array of alternative lending solutions and an extraordinary finance network consisting of many of the most dedicated professionals in the industry.

Meet The Financial Advisors and Underwriters
Isaac A.
Dallas, TX
Commercial Real Estate Analysis and Corporate and Commercial Finance Underwriting specialist
"Multifamily Real Estate Development, Finance, and Market Study Consultant.
                       "
Guaranteed to deliver expert Consultant services the same for a first time investor or an establish Real Estate Equity Fund. Our services include Analysis of Commercial, Industrial, Mixed Use, Multifamily, Office Building, Retail and Investment Properties in General. We have a strong knowledge on International Real Estate assessment specially prospect properties located in Mexico, Central and South America.   Custom analysis to fit for your particular needs.   - ROI - RRI - LTV - CAP Rate - Cash on Cash - DSCR - GRM - Sensitivity Table Analysis and more Corporate and Commercial Finance Underwriting specialist Commercial and Corporate Transactions Industry reputation backgournd check for new vendors, potential buyers, partners or any kind of commercial and corporate transaction.   Commercial Loans and Corporate Finance   - Due diligence services for Commercial Mortgage Bankers, Banks, Factoring Companies and Hard Money Private Lenders. - Now serving any state within the US and Mexico.  - Real Estate Residential and Commercial properties, Purchase, Refinance, Quick Sale and/or Leasing transactions (title search, property assessment, Sales Comparable Verification,  Quick Sale Value, Inspections, etc.)
Steve B
Expert Business/Startup Consulting, Legal Support, Project Management (on-boarding), Business and Legal Writing, Data Mining/Scraping, Data Entry, Research, Marketing/Brand Strategy, Financial Researcher, Financial Writing
Executive Advisor
"I’m a CEO-level guy... ran $1.5B business lines, etc.
                       "
Stan S
My main objective and experience is helping clients, developers, and owners with their commercial and residential real estate needs. I help clients make informed decisions regarding their real estate transactions. I have 15 years experience working in commercial real estate finance. I have extensive experience creating real estate acquisition and development models with lots of underwriting experience in Argus & Excel, especially multi-family projects, retail, hotel, hospitality, industrial, and office buildings. I also create lender packages, equity package
Underwriter/Advisor
"I specilize in Real Estate Hotel Multifamily Underwriting & Analysis & Argus "
Laura B
I have over 17 years of experience underwriting and managing a portfolio of commercial loans. I like in Austin, Texas. MY SKILLS: *Underwriting commercial real estate properties *Inspecting multi-family apartment, office, industrial, and retail buildings *Performing market research *Creating quarterly market reports *Underwriting and reviewing SBA loans *Creating risk rating models *Creating discounted cash flow ("DCF") models *Creating & running Argus models (Argus certified) *Calculating LTV, LTC, DSCR, DY, NPV, etc. *Leading a team of underwriters and credit analysts *Restructuring special asset loans (i.e., loan loss mitigation) *SBA underwriting *DUS underwriting *Creating underwriting procedures and loan policies
Commercial Loan Underwritor
Commercial Loans, Underwriter, Financial Analysts, Excel, Argus, DCF
Americap Direct
The actual interest rate may vary based on the terms of the loan selected, your credit history, the location and type of property, and other factors determined by lenders. The rates mentioned are available in most states, but not all states. Not all consumers will qualify for specific rates and terms offered to applicants by lenders and providers within our network. Rates are subject to change without notice. The low rate shown should generally be considered an ideal lending scenario and will go up based on asset risk and borrower risk.  Americap is not a direct lender,we offer financing solutions with our portfolio companies, captal investors, hard money investors by tailoring the right loan for your Project. We operate in the United States and International.  Our Private Lender Network is currently licensed in all 50 states.
When banks say "no" we say "Yes"