NEW Program 
NEW! Sinking Fund Structured Debt Program 
 up to 100% Financing - $20M to $20B USD -
3% -5% Liquidity required (NO EXCEPTION)
FUNDING WITHIN 90 DAYS! All property Types. CALL NOW OR APPLY ONLINE.



 
Commercial properties, CONSTRUCTION (NICHE) Renewable projects, Oil and Gas, USA, and International Non-real estate transaction, Internet base company, etc. no bars, real estate company, strip clubs ETC.
Projects must stimulate the local economy and have a solid Performa with Exit plan. All plans and permit in place at time of submission and proof of 5% escrow
or Bank statement. Conference call upon approval from investor. 

COMMERCIAL FINANCING: Up to 100% Worldwide Business, Real Estate, Startups $20M to $20B USD. We are seeking Worldwide Commercial Projects that need $20 Million USD to $20 Billion USD in funding, and have – and can provide proof of - a minimum of 1% liquid cash in escrow. Funds remain in escrow until funding. Funds utilized at closing, or refunded if loan is not funded. Total loan amount deposit into escrow within 10 banking days, upon completion of due diligence.100% Success rate. 

100% Financing can be provided for some projects although all Projects need at least 1% liquidity.
The Sinking Fund Structured Debt Program is provided by a LENDER with 40 years’ experience who has closed over $134 Billion in worldwide projects in the last 10 years.


 FAST Funding - typically 60-90 days To Apply: provide the following:

1. Project Name
2. Project Location
3. Brief, 1-2 sentence description of project
4. Amount Needed ($20 Million USD to $20 Billion USD)
5. Statement that client has at least 3% of the project amount available in liquid funds (To not waste your time or ours, please only apply if you have at least 3% liquidity and can provide proof of this liquidity to the lender)
6. Contact information for applicant
Attach:
1) Executive Summary or Business Plan
2) Financial Projections, 3-5 years
After application, we'll usually get back to you within 5 business days with the next steps.  
FREE CONFERENCE LINE: 712-770-4700 Access Code: 227237#
What is a Sinking FUND?

A sinking fund is a type of fund that is set up by a business in order to retire debt. A company will put money into the sinking fund and then periodically use it to pay off certain debts of the company. Here are the basics of the sinking fund and how it works.

Sinking Fund

This type of fund is most commonly used when companies issue corporate bonds. When a company issues a corporate bonds, they have to make regular interest payments to the bondholders. Most of the time, companies can afford to make these small regular payments to the bondholders. However, when it comes time to pay back the principal of the bond, they may not have enough cash on hand. The purpose of the sinking fund is to accumulate enough cash so that a company will be able to repay the debt at the end of the bond term. Many times, as companies accumulate extra cash in the sinking fund, they will go ahead and purchase some of the bonds in advance of maturation.

Impact to Investors

If you are a bond holder in a company that has a sinking fund, it could potentially affect your investment. With this type of fund, there is the chance that your investment could end at any point. The company could decide to purchase your bond back from you anytime without notice. If you were counting on the interest from this type of investment, you could potentially lose it at any point. 

Types of Sinking Fund

There are four different types of sinking funds that a company could choose to have. Even though all of the different types of sinking fund are similar, there are a few key differences between them. 
The first type of sinking fund sets out to purchase a specific amount of bonds back over the course of a calendar year. Every year, they will try to buy the same amount of bonds as long as they can accumulate enough cash to do so.
Another type of sinking fund utilizes callable bonds. With this type of arrangement, the company has a specific call price that it can purchase the bonds back at. 

The third type of sinking fund utilizes an option of how the bond is purchased back. The company can buy it back from the bond holder at one of two prices. They could decide to purchase it at the market price. They could also decide to purchase it back at the sinking fund price. The company will be able to purchase the bonds back at the lower of the two prices.

The fourth type of sinking fund makes regular payments to a trustee that hangs onto the money on behalf of the company. The value of the asset continues to increase until it matches the amount of the outstanding bonds. This strategy is not as common as the other two but it does happen in some cases

Joint Venture & 144a Bond Program

Note:  ALL projects with loan amounts over 75% LTV will require a debt/equity structure. Equity requirement varies based upon evaluated underwriting risk, and comes with a 5-year buyout option for sponsor (with a pre-determined formula). Equity is based upon loan amount – not value, for borrowers protection!

100% Funding

SEC 144A Bond & Securities Program

  • The bond funding program offers the following benefits to investors:
  • 100% LTV (or LTC for construction projects)
  • No personal guarantee
  • No credit checks
  • No asset verification
  • No loss of equity in your business
  • Quick turnaround time – often 90 to 120 days.
  • Low underwriting fee — and no lender fees upfront – all paid at time of initial approval.
  • Flexible repayment terms
  • Requires $250,000 to $500,000 in verifiable liquid assets (No exception)
  • Eligible projects include:
  • Any stabilized commercial real estate
  • Construction or Rehabilitation
  • Mines
  • Oil & gas
  • Energy
  • Non-RE such as technology, pharmaceutical, major business acquisition/expansion

Joint Venture funding

 This type of financing is created through an affiliation in which both parties agree to share capital, risks and rewards of the venture.  It is different from a partnership in that it relates solely to a particular project.
Why choose joint venture/equity for your commercial real estate project?
Shared Capital
By pooling your capital with another party, you’ll multiply your available resources, which in turn greatly increases your chance of success.
Shared Risk
You won’t have to do it alone in a joint venture agreement. Both parties assume a degree of the risk, responsibility and reward of the venture.

Providing 100% equity funding, up to $500 million

Americap Direct has a source that can provide 100% equity financing that covers all project costs including: land acquisition, development, and construction and equipment costs. There is no interest charged during the term of the investment. Instead, the USA-based investment fund takes a minority equity position within the proposed project as compensation for the investment, with the buyout options determined during formal underwriting.
Investment Criteria for Joint Venture Financing: financing for all types of commercial real estate and alternative energy projects.
In general, they must meet the following criteria:

• The project is for NEW DEVELOPMENTS ONLY, needing $1 million or more;
• The project must be shovel-ready–defined as ready to break ground in
90 days or less;
• The project must be sponsored by an experienced developer with a significant financial stake.
• Asset-based loans, including In-Ground Assets;
• Corporate expansion loans;
• International Funding; and Hard money loans.
Joint Venture Financing Terms:

• 100% equity financing
• Typically three to five year term
• Non-recourse financing
• No interest payments during term of investment
• Minority equity stake in lieu of interest
• Take out with permanent financing or sale
Time to Closing: 90 to 120 days

Due Diligence Deposit for the Joint Venture Financing:
As a condition of financing, the USA-based investment fund will require a due diligence deposit that will be used to cover their underwriting expenses.

Joint Venture Equity Participation:

During formal underwriting, the investment fund will determine its equity participation in the project–typically 10%-40%. As such, they will take a minority interest in the project until completion/stabilization when they will look to exit the transaction via refinancing, sale of the project, etc.

Joint Venture Equity Financing Advantages:

• The developer pays no interest during the entire construction period–potentially saving millions of dollars in interest expense;
• Because the investment fund participates as a 100% joint venture equity partner, they assume nearly 100% of the project risk until completion or stabilization;
• Rather than the typical equity of 20% – 40% or more that is required in a traditional financing structure, the developer will only be responsible for a refundable due diligence deposit. This will allow the developer to reduce their up-front capital requirements while retaining a larger percentage of the project.

EB-5 Program Foreign National Loan Program

Note:  ALL projects with loan amounts over 75% LTV will require a debt/equity structure. Equity requirement varies based upon evaluated underwriting risk, and comes with a 5-year buyout option for sponsor (with a pre-determined formula). Equity is based upon loan amount – not value, for borrowers protection!

Call Today

The U.S. Citizenship and Immigration Services (“USCIS”) administers the Immigrant Investor Program, also known as “EB-5,” created by Congress in 1990 to stimulate the U.S. economy through job creation and capital investment by foreign investors. There are two ways for a foreigner to utilize EB-5 to gain lawful permanent residence for himself and his immediate family—the Basic Program and the Regional Center Pilot Program. The programs require that the immigrant make a capital investment of either $500,000 or $1,000,000 (depending on whether the investment is in a Targeted Employment Area [TEA] or not) in a new commercial enterprise located within the United States.
We maintain corresponding relationships with regional centers allowing for both debt and equity capital for projects located in the United States. Contact us directly for details.
Note:  ALL projects with loan amounts over 75% LTV will require a debt/equity structure. Equity requirement varies based upon evaluated underwriting risk, and comes with a 5-year buyout option for sponsor (with a pre-determined formula). Equity is based upon loan amount – not value, for borrowers protection!

Fixed rate terms (10, 15, 20, 25 & 30)
Adjustable rates (5/1, 7/1, 10/1)
Multifamily 5 units and up
Debt-to-income ratios are 35%/45% ("Assets for income" option)
No pre-payment penalties
Up to 75% loan-to-value financing
Eligible properties include Multifamily,commercial properties
No SFR
Loans are manually underwritten
Income verification from your country of Origin
Close in your local U.S. Embassy
Self-employed okay
Competitive interest rates
Foreign National Loan Rates

  • 5 Year Term 5.875% 25 Year Amortization
  • 7 Year Term 6.025% 25 Year Amortization
  • 10 Year Term 6.850% 25 Amortization

International Trade Finance

We specialize in the issuance of Bank Guarantees, Documentary Letters of Credit, and Standby Letters of Credit from Tier I and Tier II rated Banks, and Credit Enhancement financing. In addition, we are capable of issuing “Back-to-Back” letters of credit, drawn on any investment grade bank from around the world from $5,000,000 to over $2 Billion

          GLOBAL TRADE FINANCE FACILITIES INCLUDE:
  • Factoring
  • Invoice Financing
  • Purchase Order Financing
  • Other Product/Asset Based Loans
  • Small Business Financing
  • International Trade Financing
  • Supply Chain Finance
  • Import/Export Finance
  • Monetization of Certificates of Deposits
  • Monetization of Medium Term Notes
  • Monetization of Direct Pay Letters of Credits
  • Monetization of Bank Guarantees (BG)
  • Monetization of Stand
  • By Letters of Credit (SBLC)
  • Blocked Funds and Proof of Funds Letters
  • Monetization of Government Bonds
  • Letters of Credit (SBLC)
  • Documentary Letters of Credit
  • Back to Back Letters of Credit
  • Insurance Wrap Guarantees for International Trade