Americap Direct

Commercial Funding Solutions
Since 2010

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100% Financing for Commercial Real Estate with SBA 7a

Finance Owner Occupied Business Property with No Down Payment

100% financing is available up to $5 million for owner occupied commercial real estate with an SBA loan and most existing SBA-eligible small businesses/borrowers should be eligible as long as they have a solid owner/guarantor with good personal credit, stable cash flow for the business for approximately the last 2 years (as evidenced by tax returns and interim financial statements) and a debt service coverage ratio of 1.25x. (see bottom of page for explanation of debt service coverage).
(If you have 10% down and you are financing a multi-purpose building then click here to read about the low rate 25 year fixed rate options

SBA Funding info
Residential loans
Up to 90% LTV- 7 day closing
Apply today for commercial, construction, hard money, bridge loans, SBA, Line of credit, 100% Bond and Joint Venture Funding
Rates as low as 5.00%-Closing in 30 days-No junk or upfront fees-Up to 100% funding-From $100,000-$500,000,000.00
Global Funding. All Property types: Apartment, Hotel, Oil & Gas, Retail, Office, Sub-Division, Industrial, Assisted Living.
  1. Commercial Loan
    These days it takes the right team to properly structure the right financing for  projects from $1,000,000 to $500,000,000 .
  2. Line of Credit
    We understand the need for business to have access to different amounts of funds, at different times and purposes.
  3. No Upfront fees
    Many commercial loan Brokers/Private groups will require a upfront fees. We will not charge any fees, unless the loan is pre-approved.
  4. Apply for a Loan
    Simple Online Application Process - We provide quick, easy and FREE initial approvals.
  5. Stated Income loan
    We offer stated income, no ratio stated asset loans. Require Fico score 650. Nationwide funding, all property types. Loan from $275,000 to $5,000,000.
  6. International Lending
    Americap Direct provides funding for a variety of commercial real estate and non-real estate projects worldwide through several different program options.
  7. Private Equity
    Americap Direct has a network "private lenders" with IRA's, 144a Bond, and Insurance. Our Sponsors are ready to review you Project.
  8. Credit Enhancement
    Find more information on Proof of funds, SWIFT Message, MT799, MT760, SBLCs and BGs. We offer top rated banks in the USA.

Recent Transactions

We will secure financing for a wide variety of commercial loan request, including multifamily, hotel/resort, renewable energy, gas station-C-Store, lines of credit, office, golf course, self-storage, new development/construction, franchise, assisted living, agriculture, and much more. Call today. What can Americap Direct do for you. Just a few transactions:
Walgreens building purchase for $5.5 million. We secured hard money loan for 75% LTV,  rate: 7.5% for 10 years I/O. Points: 4%. location: Mesquite, Texas. 
Land purchase and development of 127 room flag hotel. $ 2 year term. Points:3%. 100% LTC, and 70% land funding.  Whippany ,NJ. inquire for more details
 Standby letter of Credit (MT760)
Issuing bank: Bank Leumi
Client bank: Bank of Tokyo
Amount: $7mm and $3mm
Fee: 3% 
Purpose: Oil commodity purchase
Completed: 15 days

Brokers Welcome - Click Here
more info
Welcome to Americap Direct. We work with Brokers nationwide as an additional outlet for their loans. When you work with us, you will receive professional and honest service along with a quick response to all loan submissions. Highest commission paid and guaranteed.
 Experience and honest professional Advisors
Commercial Financing

AMERICAP DIRECT is a direct source for commercial development and construction loans. We understand the search for a commercial loan that best meets your individual investment needs, goals and property constraints is not easy. Structured as a privately held independent commercial real estate finance company and financial intermediary -- with an exclusive focus on originating commercial and multifamily  debt. Americap can offer a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers. Commercial loans for refinancing or purchase available. Our process is straight forward and simple. 

We are Licensed, Bonded and Insured
  1. Hard Money
    Hard Money
    Fast funding commercial loans, with no red tape, rates as low as 9.00%, max LTV: 70% loan as low as $500,000 TO $50 Million closing in 10 days.
  2. Renewable Energy
    Renewable Energy
    We have successfully arranged funding with many wind energy projects and we assure you to provide fast and easy solutions according to your need.
  3. Construction loans
    Construction loans
    Nationwide funding up to $250 million. Most property types. Prime rate and hard money rates, up to 90% loan to cost. Terms up to 36 months.
NEWS: Breaking Ground: Chinese Investment in US Real Estate
Chinese direct investment in US real estate,negligible until 2010, has grown dramatically and visibly. In 2015, China ranked third in US commercial real estate acquisition volume, trailing only Canada and Singapore, and tied with Norway. We have a private network of Chinese Investors willing to invest into
Commercial real estate projects in the USA. Projects that generate jobs,and stimilate the local economy.
Nationwide and International

We operate in the United States and International.  Our Private Lender Network is currently licensed in all 50 states.